This is What's Important
When It Comes to Your Money ...
If You Have Investments ...
--- Protect what you have! Those occasional but large "draw downs" (when your portfolio loses a lot of money) are the biggest threat to long run wealth accumulation. Most investors are exposed to way more downside risk than they realize. Do the Risk Assessment Now ==>
--- Pay attention to fees. Management fees matter way more than which investment style (passive, active, strategic, tactical, etc.) you or your investment manager use. Good advice does come with a cost but if you're still paying 1.0% of assets in a management fee or more, you're paying way too much.
Regardless of Whether or Not You Have Investments ...
--- Make the best daily decisions possible with the money slipping through your fingers. Are your spending choices giving you the greatest quality of life possible or could you have more of what's most important to you?
The marketing world encourages immediate gratification and financial choices based on emotions. While that may feel good in the moment, it works against your long run best interests. There is a better way and (despite what you might believe) it doesn't involve the pain, sacrifice or self-discipline of a traditional budget.
You don't have to jump to a 10% or 15% savings rate overnight. Make adjustments in smaller increments (50 cents or a dollar a day). It's much easier to do and over time you'll still make a huge improvement in your family's financial future.
We Can Help With This Too ...
We are building the Ultimate Pocket Wealth Health tool - a single mobile/web application that will help you keep track of your spending and build more savings ... all without the pain, sacrifice or self-discipline that is part of traditional budgeting tools.
... and You Can Help Us Build It
We want to know what YOU would like to see in the Ultimate Pocket Wealth Health App. What would it have to have in order for you to want to use it every day?
When you're ready, schedule your Free Consult to speak with a Wealth Coach and CERTIFIED FINANCIAL PLANNER™ professional and learn how simple, fun and affordable it is to get control over your money rather than letting your money control your Quality of Life.
Use Our Online Scheduler to Set Up Your Free Initial Consult to Learn More
ALTUS Wealth Solutions is a Registered Investment Advisory firm, registered with the State of California. We adhere to the fiduciary standard of care (read the ALTUS Wealth Solutions Code of Ethics) - the highest ethical standard of care in any industry.