Best College Funding Strategies | Learn about Funding College Expenses

College Funding

"How Am I Going to Pay For It All?"

Odds are that you found your way to this web page because you have a young person in your family who someday you hope will be going to college. They may be pre-school age (good for you for getting started early) or they may already be in high school. No matter what their age, you are becoming aware of how expensive funding college can be.

Education costs continue to climb 7% or more every year. Costs range from $10,000 a year to $50,000 or more. That makes a college education for one child the equivalent of buying a condo or small house.

I know you want the best for your child and the studies do show that a 4-year education will give them an advantage for the rest of their life. Intellectually, it all makes sense. We can talk about getting good grades, scoring well on the standardized tests and building a solid student "portfolio" of activities, sports and accomplishments. They all help. But deep down inside, we know that the burning question - the one question not really addressed by college counselors or admissions reps - is...

"How Am I Going to Pay For It All?"

You CAN save your family $10,000 to $50,000 on college education costs per student! We know how to do it. We will help your family save for your child’s college funding in four ways:

  • College Savings

    If you have more than a couple of years, we'll put together a strategy using the most tax efficient (and financial-aid friendly) vehicles to save for your child's college funding needs. That way when the time comes for them to leave for college, you'll be prepared and you'll have the money to pay for it.

  • The Right School and the Right Major

    You want the “college years” to be a great experience for your student. A lot of kids don't make it past the first year in college … more than 50% drop out. Many college drop-outs have nothing to do with the cost of the college, though. The student drops out because they are going to the wrong school for all the wrong reasons.

    Our ALTUS College Funding Process includes working with your student to find the educational environment that would be a good fit – a place where they can thrive.

  • Navigating the Financial Aid Process

    The FAFSA (Free Application for Federal Student Aid) has more than a hundred questions. It is just as complicated (and important) as your taxes. Every error on your FAFSA form means delays to the application process which can cost thousands of dollars in aid. We handle the FAFSA form for you. No errors. No delays. More Aid.

    We know which schools give better aid packages and which ones don't. That information alone can save you thousands of dollars.

  • Keeping You Eligible for the Most Financial Aid

    Every student family that applies to a four-year college and submits an application for financial aid (and EVERY family should do this no matter how wealthy) will be told their Expected Family Contribution (EFC). Your EFC depends on a number of complex factors.

    WHERE you keep your wealth matters. Some wealth is visible to the FAFSA application. Some isn't. This is especially true for business owners and entrepreneurs, but even W2 wage earners can lower their EFC just by placing their savings in the right types of accounts.

    Funding college may be expensive, but ALTUS College Funding Solutions is here to help you. We are about making the college experience work for you, your student and your family's financial future.