Financial Planning

Altus Wealth Solutions – Real Financial Planning

 

HAVE More…KEEP More…ENJOY More…Of Whatever Is Most Important To YOU.

Are you looking for financial planning professionals that can help you maximize all of your properties and investments in order to save up money for your future? We are here to help you with the resources, tools and guidance so you can make smarter choices with your money every day and end up with MORE of whatever makes your life better, richer and more fulfilling.

Self Assessment

Take a moment to think about your life and all that you currently have. Is it everything you want ... or could you be doing better?

Odds are that if you found this website, there are aspects of your financial life where you would like to see improvement: less financial stress, fewer worries, more confidence in your financial choices or just more time, energy and resources to focus on the things in life that matter to you.

Different Results Mean Different Action

Your current reality is a direct result of your past thoughts, choices and actions.

The simple reality is that in order for you to enjoy different results, you must be willing to change: change how you think about money and the financial choices that you make everyday.

Change is Good

Change IS good - but nobody really likes it.

Change is uncomfortable, inconvenient and often expensive. While the first natural instinct is to resist changing anything (you are hardwired that way), doing so will forever keep you mired in the same less-than-ideal results you are now "enjoying."

When you are ready to accept change and embrace it, then (and only then) we can help you.

Make a Plan to Have More

There is plenty of evidence that the greatest success in life comes to those who make a plan and act on it - making choices on purpose, for a reason and with a specific goal in mind.

This is particularly true with personal financial planning. Studies show that people who have a written financial plan are more confident about their financial choices and more likely to achieve their goals in life.

More Than a Plan

As difficult as it is for most people to even get a financial planning strategy put together (less than 20% of Americans have a written financial plan), having that plan is not enough. Even a plan written by the most talented and qualified financial planner in the world is just words on paper until you put it into action.

But taking action on the plan (implementation) is one of the most challenging parts of the whole process. Our research reveals that most traditional financial planning clients don't actually put their plan into action. It just sits on a shelf somewhere gathering dust.

Better Than Advice

The reason - nobody likes to be told what to do and yet the traditional financial plan is nothing more than a long laundry list of difficult things you have to do and change.

How much fun is that?

We don't stop at just delivering a plan created by top-notch CERTIFIED FINANCIAL PLANNER professional. That is important, but it is not enough. We pioneered a process to inspire our clients to embrace change and take action on their plans.

Wealth Coaching

As true financial planning professionals, we don’t merely coach our clients to make better financial choices on their own. We don't just tell them what to do. Wealth Coaching combines a deep understanding of personal development and behavioral finance concepts - the psychology of how and why you make choices in everyday life.

We help people get control over their money and the financial decisions they make every day.

Is It a Good Fit?

Our process is unique in the industry but it isn't for everybody. We can help you if...

  1. You are willing to accept your responsibility for where you are today in life.
  2. You are willing to embrace change - to do things differently than you've done them in the past.
  3. You want to learn how to make smarter choices with your money every day.
  4. You want to have more of whatever is important to you in life (on purpose).

On the other hand, you will not be thrilled with our process if...

  1. You want someone else to make all your financial choices for you.
  2. You want to blame someone else for all your financial woes.
  3. Everything is just fine in your life the way it is.

The Next Step

You are invited to schedule a free 30-minute consultation and assessment. We can meet you at our offices in San Luis Obispo or online through phone or web-conference.

In this meeting we can learn more about the specifics of your situation and determine together whether our unique financial planning process is right for you. The meeting is free and there is no obligation. You will get some answers to your most pressing financial questions and some guidance as to what would be involved in your financial strategy.

So don’t wait…call us at 805-476-0333 to schedule your FREE consultation today!

Print
PDF

Cash Flow Hydrant™

Written by John D. Buerger, CFP®.

Share/Save/Bookmark

Finally - An Easy Way to Save Money Without Cutting Back on Your Quality of Life!

You know that you should save more money and build that nest egg for your future.

Deep down inside, you are aware that if you had saved more money when you were younger your life would be easier today. You'd have less debt, better cash reserves (rather than always feeling broke), less STRESS and fewer worries about your money.

... BUT ...

Saving money is difficult, painful and even boring.

We have developed a system that will help you save more money WITHOUT cutting back on the quality of life you want to enjoy today. The Cash Flow Hydrant™ is a process (not a product) by which you can spend MORE money on the things that are most important to you while salting away money to your future.

No Budget

The Cash Flow Hydrant™ is NOT a budget system.

Using a "Budget" is like going on a "Diet." For most people niether of them work.

"Budget" is a six letter long four-letter-word.

Cash Flow Hydrant™

We believe that any person can improve their life and their personal finances by having a more strategic approach to their money (there is plenty of research to back up that claim). We also believe that for most people, the greatest wealth is most easily achieved through Cash Flow Management, much more than any other financial planning process (including investments).

But we also realized that for most people, budgets don't work. They are restrictive ("it's not in the budget so we can't have it"). Budgets involve sacrifice, discipline ... and frankly, they aren't a lot of fun.

So we came up with a cash flow management system that is empowering ... positive ... inspiring. Most importantly, we wanted a process that works WITH the way your brain is hardwired, not against it.

Be in Control

Let's face it, spending money IS fun. It feels good. For a cash flow management process to be effective, using it and saving money has to feel just as good as spending that money ... and the Cash Flow Hydrant™ does just that.

With the Cash Flow Hydrant™, you will know exactly how much money you have flowing through your fingers each week, month and year. You will also know how much of that money you actually have CONTROL over (it's a lot less than you probably think).

Control = Power

You will begin to look at your money in a completely different way. You will view spending it differently.

After a few short weeks, You will actually be spending MORE money on the things in life that really matter to you ... PLUS ... you will be saving more money, too.

You will be in control of your money and being in control feels great. It builds confidence and helps you improve your outlook on life.

Save $2500

Once you learn this process, you will stop throwing away money on stuff that doesn't matter to you. For most people, that amounts to at least 5% of their total annual income. If your family income is $50,000 (the national average), that means cash savings of $2500 per year.

You can put all of it in savings ... or spend some of it on the things in life that really matter to you. It's your choice. It's your money. It's just money that you were throwing away (and didn't know it) and now you are going to find something better to do with it.

What you do is up to you.

Once you have learned this process, you will never go back to spending money the way you used to.

More to Come

We have web-based technology, so you can track your Cash Flow Hydrant™ any time, 24x7. You will see your transactions in real time without having to upload the information.

We also have mobile technology on the horizon, so you will be able to watch your Cash Flow Hydrant performance from anywhere at anytime from any smart-phone or web-access device.

$997 Value

How much would you pay for the chance to pick up $2,500 that is just lying there on the street in front of you? If you paid $1,000 you would still be net positive $1500 in the first year and then you could still save that $2,500 every year thereafter.

We believe that the Cash Flow Hydrant™ is worth $1,000. Based on the savings our clients have already found by using this process we know that we could sell it for that price ... but ... we also want as many people to have access to this process as possible.

Let's face it, while the Cash Flow Hydrant™ is great for wealthy people who could easily afford to fork over $1,000 - it probably isn't so easy for the average American middle-class family, the people who really need this financial tool.

Limited Introductory Offer

The Cash Flow Hydrant™ process involves two meetings with a Cash Flow Hydrant™ Specialist plus a third, followup meeting a few months later. We believe it is important to have your Cash Flow Hydrant™ Specialist be certified and of the highest caliber of financial professional - a true financial expert.

So our availability is limited, but while we have appointment slots available, we are willing to offer this fee-for-service process for just $397. That is a savings of 60% on one of the most innovative cash flow tools ever created.

$397 is a reasonable fee to:

--- Be in complete control of the thousands of dollars that are slipping through your fingers every month.
--- Find thousands of dollars each year of money that you are currently losing to buy stuff that doesn't matter to you.
--- Be confident about how you are managing your money.
--- Have more money to spend on the things that are most important to you.

No-Risk Guarantee

We are so confident that you will find value in this process that you may cancel the arrangement and be refunded all your money with no questions asked up to 21 days AFTER your first meeting with the Specialist.

You can try the Cash Flow Hydrant™ system, including the website, for up to 21 days. If you decide this process isn't for you and you don't believe you can find the cash savings to cover your investment, simply tell us and we will refund your money and turn off your web access.

More Information - Order Now

CALL NOW - 805-476-0333 to speak with a Wealth Coach about the Cash Flow Hydrant™ and other tools that we have to help you get control over you money.

For the first 25 people who sign up for the Cash Flow Hydrant™, We will throw in a free Cash Flow Snap-Shot™ ($150 value) - a 30 minute review of your personal financial situation with a CERTIFIED FINANCIAL PLANNER™ Professional.