Financial Planning

Altus Wealth Solutions – Real Financial Planning

HAVE More…KEEP More…ENJOY More…Of Whatever Is Most Important To YOU.

Are you looking for financial planning professionals that can help you maximize all of your properties and investments in order to save up money for your future? We are here to help you with the resources, tools and guidance so you can make smarter choices with your money every day and end up with MORE of whatever makes your life better, richer and more fulfilling.

Self Assessment

Take a moment to think about your life and all that you currently have. Is it everything you want ... or could you be doing better?

Odds are that if you found this website, there are aspects of your financial life where you would like to see improvement: less financial stress, fewer worries, more confidence in your financial choices or just more time, energy and resources to focus on the things in life that matter to you.

Different Results Mean Different Action

Your current reality is a direct result of your past thoughts, choices and actions.

The simple reality is that in order for you to enjoy different results, you must be willing to change: change how you think about money and the financial choices that you make everyday.

Change is Good

Change IS good - but nobody really likes it.

Change is uncomfortable, inconvenient and often expensive. While the first natural instinct is to resist changing anything (you are hardwired that way), doing so will forever keep you mired in the same less-than-ideal results you are now "enjoying."

When you are ready to accept change and embrace it, then (and only then) we can help you.

Make a Plan to Have More

There is plenty of evidence that the greatest success in life comes to those who make a plan and act on it - making choices on purpose, for a reason and with a specific goal in mind.

This is particularly true with personal financial planning. Studies show that people who have a written financial plan are more confident about their financial choices and more likely to achieve their goals in life.

More Than a Plan

As difficult as it is for most people to even get a financial planning strategy put together (less than 20% of Americans have a written financial plan), having that plan is not enough. Even a plan written by the most talented and qualified financial planner in the world is just words on paper until you put it into action.

But taking action on the plan (implementation) is one of the most challenging parts of the whole process. Our research reveals that most traditional financial planning clients don't actually put their plan into action. It just sits on a shelf somewhere gathering dust.

Better Than Advice

The reason - nobody likes to be told what to do and yet the traditional financial plan is nothing more than a long laundry list of difficult things you have to do and change.

How much fun is that?

We don't stop at just delivering a plan created by top-notch CERTIFIED FINANCIAL PLANNER professional. That is important, but it is not enough. We pioneered a process to inspire our clients to embrace change and take action on their plans.

Wealth Coaching

As true financial planning professionals, we don’t merely coach our clients to make better financial choices on their own. We don't just tell them what to do. Wealth Coaching combines a deep understanding of personal development and behavioral finance concepts - the psychology of how and why you make choices in everyday life.

We help people get control over their money and the financial decisions they make every day.

Is It a Good Fit?

Our process is unique in the industry but it isn't for everybody. We can help you if...

You are willing to accept your responsibility for where you are today in life.
You are willing to embrace change - to do things differently than you've done them in the past.
You want to learn how to make smarter choices with your money every day.
You want to have more of whatever is important to you in life (on purpose).

On the other hand, you will not be thrilled with our process if...

You want someone else to make all your financial choices for you.
You want to blame someone else for all your financial woes.
Everything is just fine in your life the way it is.

The Next Step

You are invited to schedule a free 30-minute consultation and assessment. We can meet you at our offices in San Luis Obispo or online through phone or web-conference.

In this meeting we can learn more about the specifics of your situation and determine together whether our unique financial planning process is right for you. The meeting is free and there is no obligation. You will get some answers to your most pressing financial questions and some guidance as to what would be involved in your financial strategy.

So don’t wait…call us at 805-476-0333 to schedule your FREE consultation today!

Jan 09 Cash Flow Hydrant™

Written by John D. Buerger, CFP®.

Finally - An Easy Way to Save Money Without Cutting Back on Your Quality of Life!

Welcome to the Cash Flow Hydrant™ - a simple online tool you can use to save money ... WITHOUT taking away one bit from your Quality of Life in the process.

The Cash Flow Hydrant™ is the combination of a modern online expense management tool with our unique framework for reviewing and assessing your many daily financial choices.

After only a few weeks, people "on the hydrant" have found hundreds of dollars that were just slipping through their fingers each month to pay for stuff that didn't even matter to them.

What you do with all the money you find is up to you. What does matter is that you will be in the driver's seat when it comes to your money. You'll actually have a BETTER quality of life than you do today - happier, less stressed, more confident.

Video Tour

the video tour is being reworked
to include screen shots of new features ...
come back soon to see it

The Cash Flow Hydrant™ is Different

Deep down inside, You know that you should save more money for your future.

... BUT ...

Spending Money Feels Good ... Saving Money Doesn't ... until now!

The Cash Flow Hydrant™ is designed to help you spend MORE money on the things that are most important to you while salting away more money for your future.

No Budget

The Cash Flow Hydrant™ is NOT a budget system.

Using a "Budget" is like going on a "Diet." For most people niether of them work. They are restrictive ("it's not in the budget so we can't have it"). Budgets involve sacrifice and discipline. They are usually complicated ... and frankly, they aren't a lot of fun.

Life is Good "On the Hydrant"

The Cash Flow Hydrant™ IS positive. It's empowering ... and you get to enjoy spending money rather than feeling guilty about it later.

With the Cash Flow Hydrant™, you will be in control of your money and being in control feels great. It builds confidence and helps improve your outlook on life.

Simple

The basic framework of the Cash Flow Hydrant™ process is simple - easy enough for 7-year-old to understand ... and because of our web-based technology, there are no complicated spreadsheets to fill out or reams of statements to copy and translate. Just log in, check the data quickly and you're done.

That's simple!

Accessible

The Cash Flow Hydrant™ is web-based and online ... so you can access your information any time, 24x7. You will see your transactions in real time without having to upload the information. This is the easiest, simplest and most convenient cash flow management program available.

We also have mobile technology on the horizon, so you will be able to watch your Cash Flow Hydrant™ performance from anywhere at anytime from any device with web-access.

A $1000 Value

We believe that the Cash Flow Hydrant™ is worth $1,000. Our clients have already found more than that $1,000 by using the tool.

Let's face it, $1,000 is a lot of money ... and the people who most need this tool probably won't be comfortable writing a check for that amount of money.

Just $30 Per Month

You can have complete access to the Cash Flow Hydrant™ online cash management tool for just $30 per month ... about a dollar a day.

For $30 per month you will ...

--- Be in complete control of the thousands of dollars that are slipping through your fingers every month.
--- Find thousands of dollars each year of money that you are currently losing to pay for stuff that doesn't matter to you.
--- Be more confident about how you are managing your money.
--- Have more money to spend on the things that are most important to you.

Added Value

For no additional cost, you will also have access to a CERTIFIED FINANCIAL PLANNER™ professional to answer your financial questions (up to two hours of one-on-one advice per year).

The Cash Flow Hydrant™ was created by a financial planner to overcome all the obstacles faced by traditional budget tools. This is part of our mission to make personal financial solutions (including financial planning services) simple, affordable and accessible to everyone.

No-Risk Guarantee

We are so confident that you will find value in this process that you may cancel the arrangement and be refunded all your money with no questions asked up to 90 days AFTER you first log onto the system.

You can try the Cash Flow Hydrant™ system, including the website, for up to 90 days. If you decide this process isn't for you and you don't believe you can find the cash savings to cover your investment, simply tell us and we will refund your money and turn off your web access.

More Information - Order Now

CALL NOW - 805-476-0333 to speak with a Wealth Coach about the Cash Flow Hydrant™ and other tools that we have to help you get control over you money.

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