Working with a Financial Advisor Should Be …
Your money situation needs to make sense to you, not just your financial advisor. I believe the best financial advisor should want to make the complex world of personal finance simple and easy to understand … so you can feel in control of your money.
You have a life to live. Knowing just a few simple pieces of financial information can help you live it more effectively. You do NOT need a Masters in Personal Finance (although your financial advisor should definitely have one – and very few do).
This is probably the biggest mistake most financial advisors (and their clients) make and what separates the Wealth Health approach from everything else available.
Being strategic and intentional about your money is extremely powerful … but the cost of advice creates a drag on the gains you can realize by working with a financial advisor.
You can have a complete financial plan for as little as $300 ($50 a month for six months). That’s less than you likely pay each month for water, electricity or cell phone (equally essential parts of life).
You make dozens of financial decisions every day. They’re ALL important and they all directly affect the Quality of Life you get to enjoy.
I believe best financial advisor should with you on many levels, not just your investment portfolio.
Making a positive change in all those choices – improving cash flow, saving more, more thoughtful investments – requires the human touch. It certainly doesn’t hurt to have an advisor with years of training & expertise along with compassion and empathy for you as a person.
It’s Tempting (and Natural) …
… to focus on just a few BIG decisions as the difference between wealth and poverty …
Waiting until you have a major life event (get a new job | buy a new house | someone in your family gets sick or dies) to start working with a financial professional is like consulting a doctor about that one giant decadent dessert while living on a daily diet of junk food.
Change your Daily Decisions
and you will change the Quality of Life you’re able to enjoy!
The Legal Stuff:
ALTUS Wealth Solutions is a Virtual Registered Investment Advisor firm, registered with the State of California and created in late 2007 (proof that market timing is not our specialty – then again, nobody can time the market). ALTUS Wealth Solutions is NOT affiliated with any broker or dealer. We provide financial planning and investment management services for a fee, are not paid to make any specific recommendations and do disclose any and all conflicts of interest with the advice that we give.
John Buerger is the founder, owner, Chief Investment Officer, financial planner … and currently everything else in a one-person Registered Investment Advisor firm. The advantage is you get to work with the person actually making the investment decisions, not a salesperson serving up ideas from someone else in New York who doesn’t even know you. John is a CERTIFIED FINANCIAL PLANNER™ professional with a BA in Economics from Middlebury College and a Masters of Science in Financial Services (MSFS) from the American College in Bryn Mawr, PA.
John adheres to the fiduciary standard of care, makes every attempt to do whatever is in the clients’ best interest and put those interests ahead of his own.