Not Sure You're On Track, Financially?

(or pretty certain you’re not?)

We’ll help you find a better path to your financial future …
with less stress and fewer worries.

Financial Planning

– Know your Resources.
– Be Clear About your Goals.
– Align Strategic & Intentional Action with Your Values …
… To get from Where You Are to Where You Want to Be.

Investments

Investment portfolios, managed locally – Designed around you, your resources, your plan and your ability to endure losses.

Financial Planning Investments Insurance

Personal and Business Advice
for Independently Minded People

Meet - 100% Virtual

Call

805-476-0333
info@altuswealth.com

Write

PO Box 13237
San Luis Obispo, CA 93406

Four Steps to Your Future …

(our Secret Sauce)

Know Where You Are -

You have resources – your income, what you’ve saved so far … even budding business ideas, an inheritance or a passion you want to explore.

The first step of any good plan is to understand ALL of your resources – what they can do … and what they can’t do. We call this “Discovery” and we’ve perfected the process to be as quick and easy (without missing something) as possible.

Know Where You Want to Be -

“Wherever you go – There you are.” And where you are today is the sum result of all the daily decisions you’ve made to date.

But where do you want to be tomorrow? and the next day? and next year? and 10 years from now? Our process will help you understand that and all that it means to you.

A Plan Aligned with Your Values -

This is what separates ALTUS Wealth Solutions from most financial planning approaches.

A Financial Plan is about having a strategy to get from Where You Are to Where You Want to Be. But being motivated to take the steps necessary to IMPLEMENT that strategy?

That requires a strategy built around your values – the things in life that are most important to you. If it’s not important to you … you WON’T do it – anything in the plan, even the easy stuff. Clients are successful at implementing their plans only when those plans are values-based and delivered by someone who knows how to align your next step with Where You Want to Be.

Personalized Action Coaching -

The success of any plan depends on implementation. Even the best strategy is worthless without action.

The real value in the ALTUS Wealth Health approach is how I can help you implement your plan … with regular, short coaching calls/meetings focused on one Action Step at a time.

I want nothing more than for you to have success with your plan. I’ll draw on decades of training & experience as a Coach along with compassion and empathy for you as a person to make that happen.

Find out (for free) how easy this is ...

Financial Planning

Get From Where You Are …
… to Where You Want to Be

  • Know Your Resources
  • Be Clear About Your Goals
  • Align Strategic & Intentional Action with Your Values

We can help you with all of that.

Investments

A Portfolio Built
Around You 

  • Designed Around Your Goals
  • Managed Locally
  • Aligned with Your Risk Number and Ability to Endure Losses

Let Us Do the Work For You

Life Insurance

Life Insurance Designed Around Your Financial Plan

  • Protect Your Family from Catastrophic Loss
  • The Right Life Insurance for Your Plan
  • Designed by a Fiduciary Advisor … not a Life Insurance Salesperson

We’ll shop your Life Insurance among top quality carriers so you get the insurance you actually need at a competitive rate.

Working with a Financial Advisor Should Be …

Simple -

Your money situation needs to make sense to you, not just your financial advisor. I believe the best financial advisor should want to make the complex world of personal finance simple and easy to understand … so you can feel in control of your money.

You have a life to live. Knowing just a few simple pieces of financial information can help you live it more effectively. You do NOT need a Masters in Personal Finance (although your financial advisor should definitely have one – and very few do).

Fun -
Working with a financial professional should be a positive experience – one you’ll want to repeat. It shouldn’t be based on pain, sacrifice or self-discipline. That might have worked in the old days but it’s no way to live a rich and fulfilling life.

This is probably the biggest mistake most financial advisors (and their clients) make and what separates the Wealth Health approach from everything else available.

Affordable -

Being strategic and intentional about your money is extremely powerful … but the cost of advice creates a drag on the gains you can realize by working with a financial advisor.

You can have a complete financial plan for as little as $300 ($50 a month for six months). That’s less than you likely pay each month for water, electricity or cell phone (equally essential parts of life).

 

Human -

You make dozens of financial decisions every day. They’re ALL important and they all directly affect the Quality of Life you get to enjoy.

I believe best financial advisor should with you on many levels, not just your investment portfolio.

Making a positive change in all those choices – improving cash flow, saving more, more thoughtful investments – requires the human touch. It certainly doesn’t hurt to have an advisor with years of training & expertise along with compassion and empathy for you as a person.

Want to learn more? Find out how easy this is ...

2021-02-13 – Priorities

Priorities-devin-avery-9zB3txA-Lw8

I haven’t done a blog post in months. Thank you, COVID-19. Thankfully, my Priorities were well defined before the pandemic so I could respond in a healthy way to the pandemic. Let me explain.

Client Letter – 2020-03-22 – Shelter In Place Planning

letters-to-clients

I hope you are keeping your physical distance (I refuse to use the publicly accepted media term for it anymore) and maintaining good health habits. Coronavirus is an event that will define a generation. Good Planning is a key to weathering this storm. A plan won’t eliminate the negatives, but it does make tough circumstances more manageable. You have options where those who haven’t planned are finding their choices limited.

Client Letter – 2020-03-15 – Stop vs. Limit

letters-to-clients

Another Letter to Clients – 2020-03-15 – A whole lot has changed since my update just seven days ago. With local schools closing and runs on TP and other staples, stress is up for everybody. While it would be nice if we could just turn the stress off, that’s not realistic. The best we can do right now is to understand and manage the situation as well as possible.

Client Letter – 2020-03-08 – Coronavirus

letters-to-clients

The first of several Letters to Clients – 2020-03-08 – Turbulence has returned to the markets. Covid-19, the latest strain of coronavirus, is affecting the stock market and will alter the future of the world economy. We’ve been tracking this story closely and I’ve already been called into the media to share our unique Wealth Health approach to something like this. I want to state right up front that your portfolio was designed from the ground up to help you when something like this happens.

Contact

Phone

(805)-476-0333

Address

PO Box 13237, San Luis Obispo, CA 93406

The Legal Stuff:

ALTUS Wealth Solutions is a Virtual Registered Investment Advisor firm, registered with the State of California and created in late 2007 (proof that market timing is not our specialty – then again, nobody can time the market). ALTUS Wealth Solutions is NOT affiliated with any broker or dealer. We provide financial planning and investment management services for a fee, are not paid to make any specific recommendations and do disclose any and all conflicts of interest with the advice that we give.

John Buerger is the founder, owner, Chief Investment Officer, financial planner … and currently everything else in a one-person Registered Investment Advisor firm. The advantage is you get to work with the person actually making the investment decisions, not a salesperson serving up ideas from someone else in New York who doesn’t even know you. John is a CERTIFIED FINANCIAL PLANNER™ professional with a BA in Economics from Middlebury College and a Masters of Science in Financial Services (MSFS) from the American College in Bryn Mawr, PA.

John adheres to the fiduciary standard of care, makes every attempt to do whatever is in the clients’ best interest and put those interests ahead of his own.